With over 25 years of direct experience working with federal employees, Bill and the Eastburn & Associates Wealth Management team understand the unique challenges and opportunities of federal retirement benefits. From new hires making their first benefit selections to retirees completing their CSRS or FERS applications, we provide expert, personalized guidance at every stage of your career.

We believe that federal benefits shouldn’t feel overwhelming. Our process starts with listening to your goals, gathering detailed information about your benefits, and explaining every option in clear, straightforward terms. Once you understand how your benefits

work, we build a tailored financial plan to help you maximize them, reduce taxes, and protect your family’s future.
We also regularly host federal employee workshops and webinars, breaking down each part of your benefits package. These sessions fulfill the federal government’s financial literacy initiative and qualify for official training with submission of SF-182.

Areas of Expertise

• FERS & CSRS Retirement Analysis and Planning (including CSRS Offset)
• Pension Maximization strategies
• Special Category Employees – Law Enforcement, Firefighters, Air Traffic Controllers
• Thrift Savings Plan (TSP) – contribution strategies, investment guidance, and income projections
• Federal Employee Group Life Insurance (FEGLI) – coverage evaluation and planning
• Survivor Benefit Program (SBP) – understanding costs, benefits, and options
• Social Security Coordination – how it impacts your federal benefits
• Federal Employee Health Benefits (FEHB) – plan selection and Medicare coordination
• Special Retirement Supplement (SRS) guidance
• Long-Term Care Planning – including the Federal Long Term Care Insurance Program (FLTCIP)
• Early Separation Options – VSIP, VERA, RIF
• Annuity Calculations – accurate projections of your benefit payments

Whether you’re just starting your career, approaching retirement, or somewhere in between, we’ll help you navigate the complex rules of the United States federal benefits system and create a plan that aligns with your personal goals and family needs.